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    <title>DataSchutz Journal</title>
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    <description>Fraud intelligence and payment-risk analysis from DataSchutz.</description>
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    <lastBuildDate>Wed, 05 Aug 2026 00:00:00 GMT</lastBuildDate>
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      <title>Why Are We Still Trusting Passwords to Protect Millions in Digital Payments?</title>
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      <pubDate>Wed, 05 Aug 2026 00:00:00 GMT</pubDate>
      <dc:creator>Vinay Naga Krishna Vangara</dc:creator>
      <category>Authentication &amp; Continuous Trust</category>
      <description>Correct credentials can verify access, but they cannot always verify intent. Payment security needs contextual, continuous trust.</description>
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